CONCEPTS

• Premium Financing: Life insurance premiums can be financed for those cases where the desired level of insurance may not agree with the individual's own funding plans
  
• International Cases: We are able to deliver US rates to Foreign Nationals, in most countries, using large and highly rated US carriers
  
• Life Settlements: The sale of in insured's existing life insurance policy to a third party known as a life settlement provider in exchange for a lump sum cash payment
  
• Policy Design: We offer all types of life insurance and are able to customize each case to best fit client's needs and goals
  
• Impaired Risk: We are able to negotiate difficult risks with our carriers
  
• Jumbo Amounts: We can obtain large face amounts of coverage for both US and Foreign Nationals
  
• Competitive Premiums: Our mix of underwriting capacity and large volume of insurance written guarantees clients the best possible pricing available
  
• Older Ages: We have the capacity, with certain insurers, to obtain coverage for clients up to 89 years of age
  
• Top Rated Insurers: We only work with top-rated insurance carriers independently rated by agencies like S&P and Moodys